Platform → Payments

Your Processor
Has a Sales Team.
Now You Have an Advisor.

MARGN audits your current setup, benchmarks your rates against industry standards, and connects you with the right processor - at no cost to you. Most clients see savings within 30 days.

Typical Savings After MARGN Audit
Average rate before 2.90% + $0.30
Average rate after −41% 1.70% + $0.15
Monthly volume example $50,000
Estimated monthly savings $675 / mo
Annualized $8,100 / yr
* Estimates based on industry averages. Your savings will vary based on volume, industry, and current processor. MARGN audit is always free.

A Better Way to Handle Payments

Most businesses are overpaying their processor. We fix that - without the hassle of doing it yourself.

Unbiased Rate Benchmarking

We're not tied to one processor. We evaluate your current rates against our full network and only recommend a switch when the numbers make sense for you.

Seamless Migration

Switching processors sounds painful - we've done it hundreds of times. We manage the transition end to end so your operations never skip a beat.

Always Free to You

MARGN earns a referral fee from processors - which means our advice is completely free to you. No consulting fees, no setup charges, no catch.

30+ Processors in Network

From Chase and Fiserv to niche high-risk specialists, our network spans the full spectrum. We find the right fit for your volume, industry, and risk profile.

Faster Settlements

We prioritize processors who offer next-day or same-day funding - so your cash flow improves alongside your rates.

Ongoing Support

Rate creep is real. We monitor your account and flag if your processor quietly raises fees - and we'll negotiate on your behalf if they do.

From First Call to First Savings

Most clients are up and running with a better processor in under two weeks.

1
Free Audit
Share your last processing statement. We analyze your effective rate, interchange optimization, and hidden fees - no commitment needed.
2
Custom Comparison
We build a side-by-side comparison of your current processor vs. our best alternatives, with projected savings clearly modeled out.
3
You Decide
No pressure. If the numbers don't make sense, we'll tell you. If they do, we handle the entire application and onboarding process.
4
We Migrate You
We coordinate with your new processor, handle hardware if needed, and stay on the phone until your first transaction clears.

Built for Every Business Type

Whether you're a restaurant owner or a PE firm reviewing a portfolio company, we have the right approach.

Small & Midsize Businesses

Restaurants, retailers, service businesses - we find you a better rate and a processor that fits how you operate.

Get your free audit →

B2B

B2B payment flows are complex - ACH, invoicing, level 2/3 interchange. We find processors built for how B2B businesses actually get paid.

Request a portfolio review →

Enterprise

Multi-location and high-volume businesses demand more - better rates, custom integrations, and a processor that can scale. We handle the complexity.

Talk to an advisor →

MARGN vs. Going It Alone

Most businesses either stay with their current processor out of inertia or spend months doing research themselves. There's a better way.

What You Need On Your Own Other Brokers MARGN
Unbiased rate comparison - Takes weeks - Often single-processor ✓ 30+ processors benchmarked
Cost to get started Your time Consulting fees ✓ Always free
Migration support ✗ On you ✗ Rarely included ✓ Fully managed
Ongoing rate monitoring ✓ Included
Time to first savings 3–6 months 4–8 weeks ✓ As fast as 2 weeks

Real Businesses. Real Savings.

We let the numbers do the talking.

★★★★★
"MARGN found us a processor that cut our effective rate by over a point. The switch was painless - they handled everything. We're saving about $1,200 a month now."
Jamie R.
Owner, Full-service restaurant · Philadelphia, PA
★★★★★
"I'd been with the same processor for six years and assumed I was getting a fair deal. Turned out I was leaving nearly $900 a month on the table. MARGN made the whole process easy."
Marcus T.
Owner, Retail boutique · New Hope, PA

See What You're Leaving on the Table

Share your last processing statement and we'll tell you exactly where you stand - and what you could save. Free, no obligation.

Get My Free Rate Audit